Rafael Lucas

What To Expect When Taking Out A Title Loan

If you're in need of cash for just about any reason but don't have the credit (or the time) to go through the process of obtaining a traditional unsecured loan, then you may want to explore a title loan as an option for getting the financing you need quickly and easily. Specifically, a title loan refers to a type of loan that is secured by your vehicle title or, less commonly, a real estate title. Read More 

Need Construction Equipment? How To Arrange The Best Financing to Suit Your Needs

When you run a construction company, you depend on your equipment. If you want to be successful, you can't afford to be using equipment that is outdated or damaged. Unfortunately, it's not always possible to pay cash for your equipment. Not to mention the fact that cash purchases aren't always the smartest option when you're running a construction company. With all the wear and tear you put on your equipment, you could be spending cash to purchase new equipment on a yearly basis. Read More 

2 Things You Need To Understand About FHA Loans As A New Homebuyer

If you are in the market to purchase your first home, it is helpful to understand all the different types of loans on the market that you can apply for. There are multiple types of mortgages that you can obtain beyond a conventional mortgage. One of the most popular types of alternative mortgages that one could obtain is an FHA loan. FHA Loans Are Good For Individuals with Lower Credit Scores Read More 

What You Should Know About Using Balloon Mortgages

If you're purchasing a home, it helps to know what all of your mortgage options are. While some mortgages are not traditional 30-year loans, they may be ideal for your situation. If you've never heard of a balloon mortgage before, here's what you should know about them. What Are Balloon Mortgages? For traditional mortgages, the payment that you make each month will be the same during the entire mortgage payment schedule. Read More 

4 Considerations For Choosing The Right Type Of Home Loan

When purchasing a house, choosing the home that's right for you isn't the only important decision you'll make. You'll also need to decide on the type of home loan that best suits your needs. These days, there are a number of mortgage options available to buyers, ranging from conventional home loans to FHA loans, VA loans, and everything in between. To help you decide on the mortgage that's right for you, be sure to take some key factors into consideration and speak with a trusted mortgage broker. Read More