Posts

3 Tips For Starting A Business With Bad Credit

If you have always dreamed of being a business owner, you could be afraid that your poor credit score is going to hold you back from achieving your dream. After all, you might need a lot of capital in order to get started, and you could be concerned about being able to get access to this capital when you don't have a good credit score. Of course, it's true that having bad credit can cause you to face some challenges that others with better credit might not have to face. Read More 

Three Tips To Get Approved For A Mortgage More Quickly

If you're applying for a mortgage, you could be concerned about how long an approval will take. You could already have your eye on a home, or you could need to move quickly. If this is the case, you could be wondering how you can speed things along. Luckily, these tips can help. 1. Look for a Lender That Specializes in Fast Approvals  Some lenders actually specialize in helping their customers to get approved for mortgages quickly. Read More 

How The New Settlement Statement Increases Mortgage Transparency

When a home sale is closed, the buyer and seller both need a final statement summarizing the financial aspects of the transaction. Fortunately, a uniform disclosure statement is required when the transaction involves a federally regulated mortgage. Up until 2015, the HUD-1 Settlement Statement was the standard closing statement. A replacement form is now in use, providing information in a more transparent manner. The newer statement is used for mortgage applications submitted on or after October 3, 2015. Read More 

3 Things To Consider When Taking Out A Personal Loan

Personal loans are something that many find themselves seeking out at some point or another. Personal loans are unsecured loans that are paid back in monthly installments over a designated amount of time. Many take out these loans in order to consolidate and pay off other types of debts, to pay for unexpected expenses such as medical emergencies, or for some other goal such as starting a business or moving across the country. Read More 

Tips For Managing The Costs Of A Major Home Renovation

One of the best ways of creating a living space that perfectly suits both your tastes and needs will be to undertake a renovation of your home's interior. However, these projects can be extremely expensive, and this is particularly true if you are wanting to do a whole-house renovation. To help you manage the financial aspects of renovating your property, there are several strategies and tips that you will want to use when making financial decisions about your renovation, such as: Read More